August 10, 2021
Agency4 Things Your General Liability Doesn’t Cover
Commercial general liability insurance protects you in many cases where your business facies liability risks. If someone slips and falls on your floor, then it’s possible your policy offers you coverage. However, there are other liabilities general liability insurance won’t cover. 1. Auto Accidents If you get into an accident, it seems logical that […]
November 16, 2021
AgencyI Own The Building. Does The Tenant Pay For Property Damage?
Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. Who, in these cases, bears the responsibility of covering the costs? Do […]
December 7, 2021
AgencyAre Surety Bonds Insurance?
When putting together your business’s risk management portfolio, you will naturally need to include commercial insurance as part of your strategy. However, another critical piece of financial protection that you might need is a commercial bond. Also known as surety bonds, commercial bonds are guarantees of financial security that address a business’s liabilities to its […]
January 7, 2022
AgencyHow Long Do You Have to File a General Liability Claim?
Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
March 11, 2022
AgencyWhat Commercial Property Insurance Does Your Leased Office Need?
Commercial property insurance protects the assets within your business. Your business insurance policy will usually give your assets ample protection. If you lease your business’s space, there are a few things to consider about what to insure. Protecting the Property Most commercial property insurance plans provide coverage for the actual structure of the property. In […]
April 14, 2022
AgencyHow is Non-Profit Insurance Different than Business Insurance?
Even if you’re providing free services to the needy, you’ll likely need nonprofit insurance. It’s important to maintain comprehensive liability coverage so that your non-profit is well-prepared to run smoothly in the event of a financial disaster. In many ways, non-profit insurance coverage is similar to comprehensive business insurance coverage. A strong non-profit insurance plan […]
May 13, 2022
AgencyWhat is a Surety Bond?
A surety bond is a way to make sure that a contract is completed in the event of contractor default and is a way for contractors and project owners to protect themselves. When a project owner, known as an obligee, seeks out a contractor, known as a principal, to fulfill a contract, it is […]
June 27, 2022
AgencyHow Long Do You Have to File a General Liability Claim?
Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
September 23, 2022
AgencyKeeping Your Commercial Auto Insurance Costs Affordable
Businesses that own or operate vehicles need commercial auto insurance
October 20, 2022
AgencyWhat is a Surety Bond?
A surety bond is a way to make sure that a contract is completed in the event of contractor default and is a way for contractors and project owners to protect themselves. When a project owner, known as an obligee, seeks out a contractor, known as a principal, to fulfill a contract, it is […]