March 15, 2021
AgencyThe Need for CGL Coverage in Your Small Business
As a business owner, you naturally want to build strong, trusting relationships with your clients. This will mean providing them with an exceptional experience every time they work with you. Still, being a good business partner means recognizing the fact that you are not immune to mistakes. Sometimes, simple negligence will lead to you causing harm […]
April 30, 2021
AgencyHow Much is Group Health Insurance?
The majority of individuals find health insurance through their employer for a variety of reasons. It is often easier and you don’t have to worry about operating an individual policy. The main reason, however, is that group health insurance is often significantly less expensive than individual health insurance. How Does Group Health Insurance Work? In […]
May 19, 2021
AgencyIs Commercial Property Insurance Required by Law?
Starting a business requires you to complete many tasks, from obtaining a business license to purchasing a business insurance policy. And while some coverage options are mandatory according to federal and/or state laws, most coverage operations are optional and left for you to buy at your discretion. Most business owners understand the importance of protecting […]
June 3, 2021
AgencyDo You Need Commercial Auto Insurance for Rented Vehicles?
Some businesses do not need to use a vehicle for delivery all of the time. You may need a special type or sized truck, though, for some tasks. If you own a vehicle and use it for your business, it is important to maintain a comprehensive and complete commercial auto insurance plan. If you do […]
July 8, 2021
Agency3 Surety Bonds to Consider
Do you know what a surety bond is? If you’re a contractor, it’s important that you understand the importance of this valuable coverage. Even the most professional contractors can have situations arise in which they cannot finish a job as promised. If this occurs, the client can take legal action to recover losses, which could […]
August 10, 2021
Agency4 Things Your General Liability Doesn’t Cover
Commercial general liability insurance protects you in many cases where your business facies liability risks. If someone slips and falls on your floor, then it’s possible your policy offers you coverage. However, there are other liabilities general liability insurance won’t cover. 1. Auto Accidents If you get into an accident, it seems logical that […]
September 24, 2021
AgencyWhy Are Employee Benefits Important?
As a business owner, you want to hire highly skilled employees who fit the needs and culture of your workplace. And apart from hiring qualified individuals, it’s helpful to keep them on board for a while as well. After all, finding and training new employees can be a big endeavor, especially if your company experiences […]
October 22, 2021
AgencyProperty Insurance For Rented Storefronts
It’s is often a wise decision to rent your business’s office or storefront, given that you don’t have to take on the full responsibility of ownership that comes with buying it outright. However, renting does not mean that you don’t have to buy property insurance for your company. Rather, it’s essential to tailor your benefits to […]
November 16, 2021
AgencyI Own The Building. Does The Tenant Pay For Property Damage?
Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. Who, in these cases, bears the responsibility of covering the costs? Do […]
December 7, 2021
AgencyAre Surety Bonds Insurance?
When putting together your business’s risk management portfolio, you will naturally need to include commercial insurance as part of your strategy. However, another critical piece of financial protection that you might need is a commercial bond. Also known as surety bonds, commercial bonds are guarantees of financial security that address a business’s liabilities to its […]