Agency

September 23, 2022
Agency

Keeping Your Commercial Auto Insurance Costs Affordable

Businesses that own or operate vehicles need commercial auto insurance
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July 27, 2022
Agency

Understanding the Costs Within Group Health Insurance

If you get group health insurance through your employer, you’ll both bear responsibility for some of the costs associated with the plan. Sometimes, you’ll pay out of pocket. Other times, your insurer will pick up the check. How do you know what’s your responsibility to pay as an employee?  Group health coverage is generally relatively […]
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June 27, 2022
Agency

How Long Do You Have to File a General Liability Claim?

Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
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May 13, 2022
Agency

What is a Surety Bond?

A surety bond is a way to make sure that a contract is completed in the event of contractor default and is a way for contractors and project owners to protect themselves.   When a project owner, known as an obligee, seeks out a contractor, known as a principal, to fulfill a contract, it is […]
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April 14, 2022
Agency

How is Non-Profit Insurance Different than Business Insurance?

Even if you’re providing free services to the needy, you’ll likely need nonprofit insurance. It’s important to maintain comprehensive liability coverage so that your non-profit is well-prepared to run smoothly in the event of a financial disaster.  In many ways, non-profit insurance coverage is similar to comprehensive business insurance coverage. A strong non-profit insurance plan […]
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March 11, 2022
Agency

What Commercial Property Insurance Does Your Leased Office Need?

Commercial property insurance protects the assets within your business. Your business insurance policy will usually give your assets ample protection. If you lease your business’s space, there are a few things to consider about what to insure.  Protecting the Property  Most commercial property insurance plans provide coverage for the actual structure of the property. In […]
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February 9, 2022
Agency

Types of Health Insurance to Offer in Your Employee Benefits Package

One of the major factors that attracts good talent is great benefits. Employees want to work somewhere they feel comfortable and that has competitive employee benefits. Health insurance is a huge necessity for employees. But not all health insurance is created equal, and it’s not enough to simply offer the most basic policies.  Employers should […]
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January 7, 2022
Agency

How Long Do You Have to File a General Liability Claim?

Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
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December 7, 2021
Agency

Are Surety Bonds Insurance?

When putting together your business’s risk management portfolio, you will naturally need to include commercial insurance as part of your strategy. However, another critical piece of financial protection that you might need is a commercial bond. Also known as surety bonds, commercial bonds are guarantees of financial security that address a business’s liabilities to its […]
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November 16, 2021
Agency

I Own The Building. Does The Tenant Pay For Property Damage?

Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. Who, in these cases, bears the responsibility of covering the costs? Do […]
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