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Business Auto

Our Economy depends on Transportation, and a lot of commercial transportation relies heavily upon autos. Suppliers deliver raw material to factories in large trucks: food processors deliver their finished product to grocery stores in trucks, semi-trailers and vans; and a grocery store may even use a private passenger auto for home deliveries.

Exposures to Loss

Every auto, large or small, represents a risk for the business owning it. We commonly think of most auto exposures as falling into two major categories: liability for injury or property damage to others as well as damage to one's own property.

Your business can transfer the risk, which is what happens when a business buys a business auto policy. In return for the paid premium, the insurance company assumes most of the auto related risks of the insured, and will pay for most of the losses related to the use of covered autos.