Submit Online

Welcome to the Commercial Coverage website. Let us benefit you with over 38 years of experience in delivering real value

Request a quote from Commercial Coverage


When the need for business insurance arises, think Commercial Coverage


construction coverageCommercial Coverage, Inc. was founded in 1979 as an Insurance Agency 100% dedicated to working for the construction industry. Our goal was to provide the best possible Insurance protection while helping our clients keep costs under control. Over 30 years later many things have changed, but our commitment to the construction industry has remained as strong as it has ever been.

Whether your firm is a Heavy Highway/Excavation Contractor, Trade Contractor, or a General Contractor with single or multiple ongoing contracts, Commercial Coverage, Inc. has a program specifically tailored to your needs. With our strong emphasis on a pro-active service approach, CCI works extensively with our clients to limit their exposure to loss which in turn lowers premiums.

Please contact our office if you are interested in any of the following coverages or services, or if you need a full risk evaluation for your Construction Firm:

  1. Surety Bonds... CCI has surety programs for all types of firms. Specialty programs are available for first time and/or financially distressed clients right up to the large long established surety accounts looking for a new approach.
  2. Project Specific Insurance... Products are available for single development entity construction, or for large construction firms that need to separately insure one job in order to contain costs while complying with single job specifications.
  3. Workers Compensation Experience Modification analysis... CCI will review all payroll and claim data to be certain current EMR (experience modification ratio) is calculated correctly. As part of this process CCI evaluates reoccurring claims adversely affecting your EMR and provides possible ways to reduce risk to decrease and/or eliminate exposure to claims.

  4. Large Excess Limits available … CCI has access to a great deal of markets that will provide higher than standard limits for all operations or single projects.

Operating a Construction firm has never been more difficult or complex. At CCI we do everything possible to handle our clients risk management so they can concentrate on bidding new jobs and running successful projects. Thanks for visiting our page; we look forward to working with your firm.