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About Our Agency

Commercial Coverage, Inc. is an independent insurance agency specializing in commercial risks. Commercial Coverage focuses on identifying risk then advising our clients on methods to avoid, reduce or insure against those exposures. Our areas of expertise include mid to large businesses in construction, manufacturing, property owners/managers, social services, higher education and energy. We can advise on products to include surety bonding, property, liability, crime, automobile, professional liability, workers compensation and a range of employee benefits to include self-funded and fully insured programs.

Since our inception in 1975 Commercial Coverage, Inc. has assisted our clients throughout the business community to maximize their insurance investment. We have accomplished this by combining aggressively priced insurance products with effective risk assessment and a proactive service approach.

With offices located in New York's Hudson Valley and Capital District we service clients throughout the northeast and beyond.

Our Locations

Saratoga Springs Location

220 Church Avenue
Ballston Spa, NY 12020
Main office: 518-602-2020
Fax: 518-602-0236


4 Nancy Court, Suite 1
Wappingers Falls, NY 12590
Main office: 845-462-2882
Fax: 845-462-0438

Kingston Location

204 Fair Street, Basement
Kingston, NY 12402
Main office: 845-340-0771
Fax: 845-340-0773

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.